Commercial sharpness. Technical firepower.

Ex Big 4. Interim Head of Tax for a £37bn FCA-regulated pension investment business, and Head of Finance — de facto FD — for a £30m+ international organisation operating across 18 countries. Eight years as an independent consultant advising founders, SMEs and not-for-profits, alongside Non-Executive board positions in an ecosystem supporting 4,500+ organisations.

£350m+ delivered in recoveries across WHT, FATCA and Gift Aid, including a single £10m Swiss reclaim. VAT managed across 21 entities and 3 VAT groups with ~£150m throughput. CIS compliance overseen for a ~£3bn commercial property portfolio. A finance function diagnosed, rebuilt from 2.5 to 6 people and scaled alongside ~75% year-on-year income growth — stabilised under regulatory scrutiny and left audit-ready.

He builds systems that take the human out of the repetitive part, which is the entire premise of this business. Reconciliations across 14 payment platforms cut from 7–13 days to under one. Month-end close compressed from ten days to the second working day. Tax workflows automated down to roughly a fifth of the manual effort. A submission pipeline engineered with agents and validated by 700+ sequenced logic tests, taking an audit framework from B+ to A+. Delivered with Workday, Alteryx, SQL, Power BI and AI agents — and a Digital Accelerator graduate with UK Government funding behind an MVP SaaS build. That boardroom perspective shapes every offer and every pricing decision here.

Software engineering graduate, currently studying artificial intelligence in-depth at university, and the technical architect behind the Growth Engine. Fouad has been building software and automation systems since 2016 — before most agencies knew what n8n was.

Fouad builds what most agencies can only describe — the Autoresearch agent, the CRM architecture, the automations, the AI SDR agents, the Central Command dashboard. Beyond TheCold.Ai: a full business operating system for a trades-and-construction firm (quoting, invoicing, scheduling, CRM, programmatic SEO) and a POS-and-payments platform for hospitality venues, with card-reader checkout and automatic reconciliation. All of it, running 24/7 without being asked.

Nearly a decade of agency work: since 2016 he has shipped for companies across the UK, USA, Canada, Australia, Oman, Qatar, the UAE and Saudi Arabia. Studying AI at depth while simultaneously deploying it commercially — the gap between his academic understanding and his production systems is months wide, in your favour.